EPFO rules change often, and outdated guidance is the fastest way to get a claim rejected. This page tracks the official circulars and notifications that actually affect members — each one dated and linked to the source PDF on epfindia.gov.in. We update it as new circulars are published.
Member-Relevant Circulars & Rule Changes
We filter out the internal HR, exam and administrative notices and surface only what changes things for ordinary members — withdrawals, TDS, activation, transfers, insurance and interest.
Form 15G/15H replaced by Form 121 (TDS declarations)
Under the new Income-tax Act, 2025, the old Forms 15G and 15H have been merged into a single consolidated Form No. 121 (Section 393(6), Rule 211). It covers PF withdrawals and pension among other incomes, and PAN remains mandatory — without it the declaration is invalid and TDS applies. This is the form you now file to avoid TDS if your income is below the taxable limit.
De-linking of Member IDs (MIDs) from UAN
EPFO issued a procedure to de-link erroneously or fraudulently linked Member IDs from a UAN in cases where contributions are remitted by the employer. This is directly relevant if you're stuck with a wrong linkage or a duplicate account blocking a transfer.
EPF interest rate: 8.25% declared for FY 2024-25
The Central Board of Trustees declared 8.25% interest on EPF for FY 2024-25, and recommended the same 8.25% for FY 2025-26. Government approval for 2024-25 came on 24 May 2025 and crediting followed. See our maintained EPF interest rate history.
EDLI & EPS enhancements (effective July 2025)
Two member-friendly changes took effect on 18 July 2025: a minimum EDLI benefit of ₹50,000 even where the member had under one year of continuous service, and EDLI eligibility after just six months of continuous service. Separately, EPS was amended to allow a withdrawal benefit for even one month of contribution. Details on our EDLI and EPS pages.
UAN activation via UMANG Face Authentication
From 1 August 2025, website OTP activation was discontinued in favour of Aadhaar Face Authentication through the UMANG app. Full steps in our UAN activation guide.
Where These Come From
Every circular above is published by EPFO on its official website. We don't host or reproduce the PDFs — we link straight to the government source so you can read the original. The two primary indexes we monitor are:
- EPFO Circulars index — the running list of all circulars by year and division.
- Press Information Bureau (PIB) — official announcements, including CBT decisions on interest rates and scheme changes.
